Build Your Financial Future Starting Today!
Helping clients in Appleton and the Fox Cities.


Regardless of what the creditors tell you, you do have options. There is help available to get you out of debt, and we are eager to get you started. Stop those harassing phone calls, keep your home out of foreclosure, and avoid wage garnishments.

Enjoy the personal attention and dedication you get from our small law firm. Get direct answers to your questions and concerns.

Stay up-to-date on your case.

Knowing what is happening with your bankruptcy case is essential to you. We promise to keep you a part of the process from the very beginning until the final decision is handed down.

TYPES of Bankruptcy




 • Straight bankruptcy
  • Most debt eliminated
  • No requirements to make payments in the future
  • Not all debt can be eradicated

• Reorganization
  • Restructuring
  • Pay down debts
  • Abolish debt through repayments
  • Not all debt can be removed

 Alternative to the bankruptcy filed in State Court, but with same bankruptcy protections. You pick and choose what debts you want to repay over three years without interest.


Scenario: Husband and Wife have been married for five years, have two kids, a mortgage, and one car payment. Raising a family is not inexpensive. Credit cards and medical bills have accumulated, and it’s a struggle to pay the mortgage, car payments, utility bills, and minimums on credit cards and medical bills. There is no end in sight.

Solution: Chapter 7 eliminates medical and credit card bills, so Husband and Wife can focus on mortgages, car payments, and saving for their children's education, as well as their retirement!


Scenario: Single Female working a good job, but credit cards piled up in college and paying not much more than the minimums for the last several years without any progress toward paying it off.

Solution: Chapter 13 takes all the debt in one secure payment. No more interest or finance charges. We may even propose a plan to pay a dividend or less than the entire balance owed! The program is completed in 3-5 years, and Single Female is debt free!


Scenario: Divorced Female just filed bankruptcy a few years ago around her divorce, now she has other debt, but only a hefty utility bill (from our long Wisconsin winters) and a couple of payday loans (emergency car repairs) that are causing the problem.

Solution: Divorced Female wants to avoid bankruptcy again, so address the utility bill and payday loans in a non-bankruptcy alternative payment plan. With the utility bill and payday loan in one monthly installment, she can easily pay her other monthly expenses!